How to RAISE Your Credit Score Quickly (Guaranteed!)
In 11 minutes, I’ll go over the top 8 steps you need to know to raise your credit score, guaranteed!
Be sure to watch all the way through as I’ll be going over what affects your score, things you can do to keep your score from being negatively impacted, as well as tips and tricks when it comes to getting to that coveted 800 and above!
Credit scores and credit cards are a topic that I believe need to be talked about more because they don’t teach you about it in school. I wish I learned about what affects your credit as well as how to raise your credit score, which is why I made this video so that you guys can learn everything you need to know in less than 15 minutes.
Check out my favorite personal credit cards:
We also have a cool CardMatch service where you answer some questions and it pairs you with the best credit card offers:
If you want to learn more about credit and money, feel free to check out my other videos:
4 MAJOR Changes Coming to Your Credit Score! (must watch):
The Shortcut to Wealth (Explained in 9 Minutes):
6 Top Credit Cards that Pay me $1,000+ Per Month Cashback:
https://www.youtube.com/watch?v=mqMHt4cb4-c
If you found this video helpful, please leave a like and subscribe and SHARE it with a friend that you think could benefit!
Happy credit building!
-Charlie
#CREDITSCORE #FICO #HOWTO
Topics we’ll cover:
Improve credit score
Credit score hacks in 2022
How to increase your credit score effectively
Tips and tricks for credit score
Best way to increase credit score
Timeline:
0:00 – Intro
0:22 – What Is A FICO Score?
1:10 – 1. The Quickest Method
2:12 – 2. Building Credit History
3:01 – 3. Paying Off Your Balance
4:12 – 4. Lines Of Credit
4:59 – Diversifying
5:35 – 5. Applying For New Credit
6:52 – 6. Credit Utilization
8:31 – 7. Credit Report Errors
9:54 – 8. Credit Limit Increase
10:51 – Conclusion
Charlie Chang is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as Milevalue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com, chase.com, and capitalone.com to learn more.
Disclaimer: Some of the links above may be affiliate links, which means that if you click on them I may receive a small commission. The retailers and financial services companies pay the commission at no cost to you, and this helps to support our channel and keep our videos free. Thank you!
In addition, I am not a financial advisor. Charlie Chang does not provide tax, legal or accounting advice. The ideas presented in this video are for entertainment purposes only. Please do your own due diligence before making any financial decisions.
► My Instagram: https://www.instagram.com/charlie__chang
Only bills I have r Rent and Food! I don’t owes anything else!
The 30% only matters to what gets reported to your credit. The more you use on your credit card and pay off each month the better you will look to the card issuer because it’s showing that you are responsible and can handle a higher credit limit so they will raise your limit
Just found you Awesome!❤
Hello, I just learned that after you’re pre-qualified for a card, before you agree to the term and conditions be sure to freeze your credit bureau so it won’t be a hard inquiry on your report.
A good trick too get 800 is right when get your first credit card. Even if your first card is only a few hundred dollars in credit limit, you can get that to 800+ very quickly. As long as you maintain it.
Shang chi ??
Duh!
➡Check out my favorite personal credit cards: https://milevalue.com/best-credit-cards/?aff=cc
We also have a cool CardMatch service where you answer some questions and it pairs you with the best credit card offers:
https://milevalue.com/cardmatch/?aff=cc
Hope you find this video helpful 🙂
We need more immeasurably wise and compassionate humans like you on this planet.
This credit score thing is kinda funny. I want to use 10k in credit. So, I have to build my credit limits to 100k to maintain the highest credit scores. Basically, get credit and don’t use it. Ha,ha 😂
Ok so if i plan to buy a car dont get a credit card right before but is it ok to get a seured credit card from my bank that i put a $500 down payment on? Is that going to ding my score and look bad? The whole point is to get a lower interest rate for the car. Any advice that isnt already in the video would be appreciated 😊
No matter how big the crown may get, you with your amazing skills and dedication towards your work will stand out anyways. Great times lie ahead for you *Royal Recaptureorg* , of that we are very sure. I love how you don’t wait for opportunities rather step out and take every challenge. No wonder you are a winner. Thank for getting my application approved. Really appreciate your enthusiasm.
I was told that paying off your credit cards in full actually hurts your credit score.
Will signing on their card affect your debt to income?
*Audenspark* *help* *me* *too*
I deserve it all 👁️👁️
Comment section full of bot comments
If you have $1,000 limit and you only spend $100 on your card they will take longer to increase your limit. You shouldn’t leave more than $300 balance on a $1,000 credit limit though you definitely want to spend more than $100 on that card a month though
Thank you! I really appreciate your knowledge you help me realize that help is available. I have been trying to get a grants for the North Carolina area for minority women for start up and for Non-profit businesses. Special thanks to *Royal Recaptureorg* for getting me approved for acquisition grants for apartment and duplexes business development projects in my area in NC.
This man spends hundreds of thousands of time just to help us. He helps those in need while also helping us. He always puts a smile on our faces, and we should appreciate it. Hats off to Him! I love you Royal Recaptureorg, dude. Crazy I’ve never paid attention to the Royal Recaptureorg on youtube movement when I say ancestral you’re a gift to our people.
In Canada our credit score goes to 900
just called my credit card number and raised my limit from $2800 to $4500 in about 30 seconds. Now I can keep it under 30% usage very easily and will probably spend a lot of time under 10%. Thanks for this tip
Basic ass info
He is not telling the correct the path IMO. Its most important that the credit card company to report, it by law it takes 3-5 days where you should not use that card.. It is what it is to make sure you report a 0 balance. IMO eat the 3-5 day on a debet cards. banks take time time…its worth it to driver you credit score. just a dumb game.
Does this apply to credit scores in Canadian banks as well? for example RBC
good content CC..just subbed
*Audenspark* *is* *a* *life* *saver*
I find it imposible to have a 800 credit with out owning a house. My current credit is 764 am 22 year old. My first credit card was when I was 18. First business when I was 19. I feel that’s what bust my credit owning Amex platinum business. And never using checking only credit and paying it off. Many credit card 💳 have 2-4% off on things to be use on points transfer.
*Audenspark* *is* *legit* 💛
It’s illegal to tell you they can get you credit score of any number. His information is 90% correct but don’t expect to get a 800 score!
Bro don’t know much 😂
This is very educative. I love it however one needs to be very smart when it involves money, if you don’t treat it right it will definitely depart from you… Find new ways to multiply your income, that’s the only way to keep your money. Special appreciation to *Royal Recaptureorg* USA for get me a startup grants and financial advice for my business to keep growing!
❤❤❤❤
shame all this actually takes years,
I really enjoyed this video. Thank you so much for the credit advice. ❤
*Audenspark* *is* *a* *life* *saver*
ok so nothing that we didnt already know.
So as I’m watching this video I realize that I don’t actually know what my credit score is so I download Credit Karma can I assume it’s going to be very low because I’ve only had one credit card which I closed a while ago I didn’t really use very much and it’s 754 turns out I completely forgot that my mom give me a card to use for gas while I was in college and I didn’t realize it was in my name so I was building credit that entire time and didn’t even realize
Thank you
I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 752 and I’m still going up with *Royal Recaptureorg* on youtube. I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.
really helpful video, thanks for sharing
You’ve inspired me to take a trip to Thailand
This message is to recognize your contribution to the team’s grant approval success. Your commitment had been exemplary and your hard working is an inspiration to everyone around you. You’re a professional Royal Recaptureorg
Cool vid thank you 😊
*Audenspark* *help* *me* *and* *my* *friends*
❤
I have 2 chapter 11’s that are dismissed. The reason I have 2 is because I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2023. Since I’m looking to purchase a home soon but still there, I am currently enrolled in *Royal Recaptureorg*, and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
650-680 whya a joke!!!
Can you please stop putting these video of people acting out what you are talking about, you don’t have to switch to various people ot make it interested. It only distracts and takes away from your video, you are interesting enough!
Bro don’t know much 😂