DON'T Do Debt Consolidation Without Knowing this ESSENTIAL thing
Free Consolidation Loans and Alternatives Calculator: https://tryascend.com/qualify/loan-vs-program/consolidation/ytddc
If you don’t qualify, please consider taking the free debt options calculator https://tryascend.com/qualify/calculator/ytddc
Can you call or text me at 833-272-3631 with your questions?
Debt consolidation can be a generic topic that companies use to confuse consumers. Two forms of debt consolidation are popular in the United States but drastically different in terms of pros and cons.
This is why it may be essential to understand the differences between debt consolidation and debt consolidation before deciding whether it’s your best option to get out of debt.
Here’s what we will cover in today’s debt consolidation video:
Chapters:
0:00 Intro
0:35 Debt Consolidation Loan vs Debt Consolidation Program
1:25 Real-Life Example
2:40 What is Debt Consolidation Program?
3:09 What is a Debt Consolidation Loan?
3:50 3 Questions to Ask
4:50 Conclusion
#debt #debtfreejourney #debtconsolidation
Music: https://www.bensound.com
I appreciate this and your link to provide the three best debt settlement companies because I had already signed up with one, but remembered that there was a reason I did not want to use these companies in the past. This thought led me to your video. I spent the entire day contemplating because Ive already exhausted all other options. Im at a loss with my situation and need financial relief. I spent many years working towards good credit by almost never making late payments. The only late payment I have is one from almost two years ago and I have about 10 open accounts. But recently I lost a source of income, then gained a car payment and Im struggling. Ive never filed bankruptcy and I just don’t want to go that route either so Im making the sad decision to do this debt settlement thing. With your link I decided to go with Oak Law which is an actual law firm. Their sign up process was clear and consice, quick, simple, and I actually have confidence in this company to help me get some relief. I sacked the other company I was about to use, not because there was anything wrong that immediately stood out, but they’re not a law firm, so there’s no guarantee they’ve got your back in the case you get sued.
Followed your link to Pacific Debt Relief and they were amazing at getting me on the right path! Thank you so much I was hesitant I needed a loan but your video saved me from even more debt, wow!
Can you please help me. Im currently on a debt relief program. There is one personal loan that has not been negotiated with. Its been 2 years since I have not paid into this loan because it is enrolled into the debt relief program but still no megotiating has been made with them. Debt relief company now suggest i get a loan at high interest rate to pay off the old loan and thier negotiating fees. Its too much. What can I do. Remember the loan has been sitting there for 2 years. What can I do?
I just did lendify and associates they told me to stop paying my credit cards wile they negotiate the debt they want me to pay 360 a month for 42 months they say they r going to save me 17k in the long run and if I receive legal action to call them and may have to came on a 1099 at the end of the year as income I dont understand can u comment or get in contact with me and give me some insight I would greatly appreciate it
If I made the mistake of entering the wrong debt consolidation can I break the contract without consequences?
Thank You for explaining…is important information
It was very instructive
I’m just gonna try to pay it off thanks for the info
Damn I signed up for debt consolidation and now I am scared …
I didn’t know the difference now I’m paying $$$ and im getting into more debt trying to pay to the program.
So I was thinking of signing up for PDS debt. I have some high interest cards I’ve been making payments on but they don’t seem to go down no matter how much I over pay.
I am $25k in credit card debt, I am barely making ends meet. What route should I take so I can make lower monthly payments on my high interest credit cards? Eventually I’d like to pay it all off much sooner, but high interest credit cards are killing me right now
I’ve got about $10,000 in credit card debt due to unexpected life events and the payments on the cards and bills eat up almost every paycheck and it seems that I’m getting nowhere fast. What can I do?
Was litteraly about to take the program. I can’t do it. Really could use the loan tho.
I’m drowning in debt should I file bankruptcy
I have horrible credit from getting sick losing my job and just dealing with life trying to make ends meet. Racked up $14k in debt between credit cards, medical bills, and a car in just 2 years!. Finally everything is back afloat so I weighed my options between debt loan and debt consolidation
was my next step. Luckily for me my debt has already reached collections so we can pay everything off quickly. I preferred to get a loan and then settle it myself but then that interest on the loan is insane! Debt consolidation was the better route for me.
That was very informative thank you ! Almost got into till I knew the difference ! Not to mention even if you decide to go the route of consolidation your creditor won’t receive the fund anytime sooner ! They said it will take between 6 months to 9 months before they pay partial of it ! So definitely not gonna happened .
yo you still on the phone
Choosing right debt consolidation is key for managing wealth
Ok so wait…the loan is good and the program is not?
Cheers mate! You saved my life!
Ok. So what do you do if they can’t offer a loan then? Do the actual consolidation?
So which do you recommend as far as programs go
I’m glad I ran into your channel. I will work and keep paying out of pocket as usual. Thank You!
Should I do a collateralized loan to pay off my credit cards
I am from the UK, I am looking at getting a loan to pay off my car credit card. The rate is 29% my car and credit card are both 34% APR. I think this is the best for me as my credit card never changes I will pay off a certain amount then I will have used that and more by the end of the month as I cant control myself. Will this be a good idea for me to go down this route?
If you think you can qualify for a loan, please consider our free consolidation loan and alternatives calculator: https://tryascend.com/qualify/loan-vs-program/consolidation/ytddc
If you’ve tried getting a loan and are struggling with debt, please consider the free debt options calculator: https://tryascend.com/qualify/calculator/ytddc
Can you call or text me at 833-272-3631 with your questions?
Would it be better for me to be a loan lender or go through a bank for a debt consplidation loan. I’m trying to help my mom with her $30,000’s of debt while also trying to suppliment my own income to save for a house in my lifetime. She used to be financially irresponsible but now that she’s older and wiser I want to give her the financial freedom she deserves before she retires or dies. 💪
so whats the best way to pay off my 15k debt?
I have about 50k in credit card debt with 650 FICO. Which credit cards are best for me?
I need a recommendation for balance transfer cards. I have chase freedom, chase sapphire, chase ink, us bank platinum, discovery card, Amex card, Amazon card, bank of America card. All credit cards are around 20% APR. My credit score is 654. I am afraid to apply for anything for fear of dropping my score below 650. What would you recommend I do? Which cards require 650+ credit scores? 700+?
Which balance transfer credit cards might be best in my position?
Thank you dear
Would you advise debt consolidation through a credit union? Are these trustworthy or helpful?
Thank u
i was talking to a company and talked 30 minuter before i realized this was a debt consolidation and not a loan.he told i did not qualify for the loan.cant anyone in this corrupt world be straight up??????
Interesting.
I’m 23k in credit card debt paying around $820 on everything with 100% on time payments and 710 credit score. But I need an extra 7k or 8k to fix my van which is my main source of income before it dies (transmission). Definitely need a loan instead of a debt consolidation, any recommendations?
DON’T DO IT PEOPLE BEWARE THE MONEY GOES INTO AN ESCROW ACCOUNT THEN IN 4 years then and only then when consolidation companies will negotiate your money to pay your credit cards your credit goes down just pay your credit cards NO ONE TOLD YOU TO GO OVER YOUR MEANS. GOOD LUCK PEOPLE
Hmm allot I dont agree with
I need some help, please. Is it for the US or Canada?
Hi I’m disabled and have about 15,000-20,000 in debts, this fixed income makes it very tough to get on top of debt. What do you advise me to do?
Thank you for helping protect people from predatory practices.
Good information—I want to get la consolidation loan. No problem paying but want to avoid high interest and be done with it. I’m shopping….
I have credit score of 565 & Im 2,274 in debt, How can I get ride of this & bring it down?
No!! It was not. Because you are basically trying to confuse more. There are TWO WORDS in Debt Consolidation!! One is the debt ( you are already into it ) the other is the consolidation ( meaning pulling all your debt into one payment ). You are already screwed due to the interest rates. So your only consideration should be will you end up paying more due to consolidation and whether you will be able to reduce your burden on monthly instalments.
Remember – Nothing is Free!!!
How can I ask help to get out of dept, I have like 3.3k in dept.
Im confused, i have 4 personal loans that I cant afford atm, I dontnwant my credit score to drop to bad. What do you recommend I do? Can you offer a good site or program for me?
Thanks
If I call a credit card company that I have a credit card from. Would they consolidate all my credit cards and take the debt. Wouldn’t it benefit them by the interest they make and it would benefit me by paying 1 card and maybe they might give me a better interest rate. I’m I totally wrong or correct thank you.
What do i do if i have a high credit score card debt but don’t qualify for a consolidation loan? Thanks
Bro you explained so well I understand the process now thank you